Shival Gupta

November 11, 2019. You’re probably wondering - why is Meltem writing about alchemy? I thought we were supposed to be talking about this whole “bitcoin” thing. Give me a moment to bend your ear, my friend, we’ll get there shortly. Written by Meltem...
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January 09, 2020. Crypto founders have a unique challenge in front of them. In addition to building a product that people want, they also need to consider how that product can successfully run in a decentralized manner — that is, as a protocol owned and operated...
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November 19, 2019. This is part one of a two-part essay diving into the future of fintech. Read part two. Nearly 20 years ago, I decided I was going to spend my venture investing career focused on the intersection of financial services and technology, what...
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November 21, 2019. It’s expensive to be poor. There are two banking systems in the world today: one for people with money (or good credit), and another for people without. But neither of these systems work well. People with money have gotten used to...
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December 19, 2019. Abstract :While the trend for leveraging integrated payments software (FinTech 1.0) offered bank acquirers a new channel to disseminate payments, the current wave of FinTech (FinTech 2.0) consists of software companies integrating payments into their core offering. FinTech 2.0...
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December 20, 2019.  Making predictions is simply irresistible at this time of the year – this year in particular. Sixteen days from today will mark not only the end of a year, but the end of a decade. Not just any decade, but one that has...
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October 28, 2019. It’s expensive to participate in the mainstream financial system if you’re poor. Overdraft penalties and banking fees prevent billions of people from accessing the most basic financial tools like savings accounts and lines of credit. This has created the greatest...
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