FinTech
Remaking the bank for an ecosystem world
October 2017. Global banking-industry performance has been lackluster. Now comes the hard part: the rise of nonbanking platform companies targeting the most profitable parts of the banking value chain. Written By Miklós Dietz, Matthieu Lemerle, Asheet Mehta, Joydeep Sengupta, and Nicole Zhou - Originally published...
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What’s holding Embedded Finance back?
November 21, 2019. Embedded Finance is still in its very early days with growth ahead for the industry.We asked attendees at the Embedded Conference what one hurdle needs to be cleared in order to maximize growth.Written by MICHAEL DELEON - Originally published at...
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Rewriting the rules in retail banking
February 2019. Four important trends are changing the terms of success in retail banking. Banks need to act now to develop new skills. Retail banks have long competed on distribution, realizing economies of scale through network effects and investments in brand and infrastructure. But even...
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Fintech’s next decade will look radically different
December 22, 2019. The birth and growth of financial technology developed mostly over the last ten years. So as we look ahead, what does the next decade have in store? I believe we’re starting to see early signs: in the next ten years, fintech...
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FinTech Wave-2 isn't Digital, It’s Hybrid. Lessons from Wave-1 and What’s Next?
November 02, 2019. Fintech represents the collision of two worlds — Financial services and technology, and with this union comes, both disruption and synergies. Fintech came of age in the aftermath of the 2008 financial crisis. New regulations and changing consumer demands began to emerge as...
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“Autonomous-Finance” offers a Re-Imagined Idea of Banking
November 03, 2019. In the near future, customer experiences will be centered around ‘self-driving finance’ which automates and improves much of our’ financial decisions and outcomes. Not a fictional scenario but a very real possibility in the near term. Platform and processing power, data abundance,...
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The New-Paradigm: Key Trends in AI-Driven Fintech
December 14, 2019. Technology is reshaping the operating-model of financial institutions fundamentally, and the attributes necessary to build a successful business. AI is weakening various components of incumbent financial institutions, thereby creating an opportunity for an entirely new operating-models and category-dynamics focused on the scale...
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