Technology


Don’t Decentralise Today. Invent Decentralised Tomorrow

September 09, 2017. I am an avid collector of #blockchain SWAG and in my collection, one of the best shirts is one from my friends at EOS. It says: decentralise everything. Unfortunately, IT DEPENDS. If you prefer, you can follow this tweetstorm — or bear with...
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‘Blood and Sand’: The moment of truth for Mobile Wallets in Asia

June 1, 2017. “The Deed of the Dying” Many ‘digital wallet” companies in Asia (ex. China) are finding it hard to demonstrate any meaningful value for the users. Wallet Players have experimented with various business models to monetize, but primary focus thus far has been...
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12 payments and fintech trends for 2018

1.Faster payments will find their nicheThe Lyft Inc. logo and application (app) is displayed on an Apple Inc. iPhone 5s and MacBook Air for an arranged photograph in Washington, D.C., U.S., on Wednesday, July 9, 2014. Lyft Inc. is taking its ride-sharing...
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Transforming Banks into Tech Companies

March 19, 2018. While consumer-facing tech like real-time payments and mobile banking hold great promise for banks, updates to behind-the-scenes infrastructure could be the key to cost savings and competitive advantage. Written by Bruce Hamilton,Equity Analyst,European Financials - Originally published at this link....
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Credit is older than money (and fintech)

January 14, 2016. “Nothing can be so amusingly arrogant as a young man who has just discovered an old idea and thinks it is his own.” (Sidney J. Harris) And this is why I am so amused by the non-stop fintech chatter. Written by Gaurav...
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How fintech startups are using big data to solve China’s huge credit gap

October 02, 2017.  It was almost Angel Zhang’s 22nd birthday. She wanted to do something special, spend a little extra on herself. But instead of asking her parents for more money – they give her a US$300 monthly stipend – she used Huabei, a virtual...
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