Shival Gupta

January 10, 2017. Since 2005 I’ve been predicting the fundamental decline of branch banking. For almost 10 years I fought bankers who decried my assessment that branches would cease to be the most important channel in banking, to be replaced by far more efficient...
Read More

October 13, 2016. Digitization of the banking industry is making new banking business models possible. But, it is the combination of regulation and technology that is making new business models a necessity. There are 4 strategic options open to banks, shown below. These vary in...
Read More

A Letter to Jamie Dimon And anyone else still struggling to understand cryptocurrencies Dear Jamie, My name is Adam Ludwin and I run a company called Chain. I have been working in and around the cryptocurrency market for several years. Originally published at this link....
Read More

May 01, 2018. A majority of the people in the world aren’t going to wake up tomorrow and begin using cryptographically secure wallets to hold their personal wealth, nor are they going to switch to using tokens as a mechanism for all exchange. Written...
Read More

June 29, 2017. Bitcoin and other digital coins are at the peak of their hype cycle. The massive surge in their prices has led many to believe that they are on a trajectory towards mass acceptance and playing a vital role in the real economy....
Read More

September 27, 2019. So the doomsayers were right all along. Crypto was nothing but a bubble and it finally burst. Good. Maybe you’re surprised to hear that coming from me, someone who’s dedicated more than a few words to the power of crypto...
Read More

May 20, 2019. The speed of technological change is exponential. What was yesterday’s hot ticket quickly becomes tomorrow’s old news. We are living in the midst of a huge surge of interest and research in Artificial Intelligence (AI). It seems like every week...
Read More