Technology


What’s Next For Payments In The Next Decade: The Seven 2020 Trends

December 20, 2019.  Making predictions is simply irresistible at this time of the year – this year in particular. Sixteen days from today will mark not only the end of a year, but the end of a decade. Not just any decade, but one that has...
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Tokenizing Public Infrastructure Pt 1: Incentives and Commoditization

October 27, 2017.  I’ve been thinking a lot about America and how we can improve our country while things socially and politically continue to trudge forward in a state of apparent dysfunction. I tweeted this last week, and that got me thinking, so here...
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Bitcoin is Not Backed by Nothing

September 27, 2019. Contrary to popular belief, bitcoin is in fact backed by something. It is backed by the only thing that backs any form of money: the credibility of its monetary properties. Money is not a collective hallucination nor merely a belief system. Over...
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The Trillion Dollar Lawsuit

November 7, 2019.  One year ago exactly, I wrote my first piece about a stablecoin called Tether. A year later, uh, wow: From legal action introduced last month: Leibowitz et al. versus iFinex et al., US District Court.-A complaint is not the same thing...
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“Autonomous-Finance” offers a Re-Imagined Idea of Banking

November 03, 2019. In the near future, customer experiences will be centered around ‘self-driving finance’ which automates and improves much of our’ financial decisions and outcomes. Not a fictional scenario but a very real possibility in the near term. Platform and processing power, data abundance,...
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The New-Paradigm: Key Trends in AI-Driven Fintech

December 14, 2019. Technology is reshaping the operating-model of financial institutions fundamentally, and the attributes necessary to build a successful business. AI is weakening various components of incumbent financial institutions, thereby creating an opportunity for an entirely new operating-models and category-dynamics focused on the scale...
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Artificial Intelligence(AI) and FinTech

May 20, 2019. The speed of technological change is exponential. What was yesterday’s hot ticket quickly becomes tomorrow’s old news. We are living in the midst of a huge surge of interest and research in Artificial Intelligence (AI). It seems like every week...
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