Shival Gupta
Don’t Decentralise Today. Invent Decentralised Tomorrow
September 09, 2017. I am an avid collector of #blockchain SWAG and in my collection, one of the best shirts is one from my friends at EOS. It says: decentralise everything. Unfortunately, IT DEPENDS. If you prefer, you can follow this tweetstorm — or bear with...
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Banks are not dying
Chris Skinner argues the case that banks are not actually dying, and fintech isn’t actually disrupting them. I was having a nice relaxing Sunday, when I was alerted to a tweetfest taking place between industry heavyweights Simon Taylor (an ex-banker) and Mariano Belinky (a...
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Indonesian banks tackle bad loans amid lingering doubts
April 07, 2017. JAKARTA -- Indonesian banks are stepping up efforts to tackle bad loans amid a pickup in lending activity. But as the economy struggles to break free of years of weak commodity prices and slow growth, challenges remain. Written by WATARU SUZUKI, Nikkei...
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Amazon is a threat to banks — just not in the way you think – Tearsheet
August 28, 2017. Amazon is disrupting banks, but not because they're stealing customers; because they're becoming more and more dependent on public clouds like Amazon Web ServicesAmazon may not want to displace banks that could be its best AWS customers. If anything, PayPal is more...
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‘We don’t need another fintech app’: Why startups need to focus on infrastructure – Tearsheet
June 28, 2017. Too many fintech investments are going to the interface of consumer products instead of actually fixing the financial systemConsumer fintech may be past its prime, but it may be too early for deep back-end technologies -- Series A is a good place...
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Try is looking to change how consumers finance online shopping – Tearsheet
December 08, 2017. Try is looking to change how consumers finance online shopping.Try -- which is currently built into American Express, Mastercard and Visa payment networks -- benefits retailers by increasing the propensity to shop through reducing the upfront barrier costs to entry.Written...
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Beyond banks: The rise of contextual financial services
June 22, 2017 -..and the digital revolution merging banking services with our daily lives. When you think of financial services, from making a money transfer to applying for loan, convenience probably isn’t the first thing you think of. Written by Marko Wenthin -...
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