Shival Gupta
Forget fintechs, banks need to worry about Alibaba and Amazon
October 26, 2017. Banks may have seen off the challenge from fintech startups but they now face the far bigger threat of platform giants such as Amazon and Alibaba eating into their margins, warns a new report from consultancy McKinsey. Originally published at this link....
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Transforming Banks into Tech Companies
March 19, 2018. While consumer-facing tech like real-time payments and mobile banking hold great promise for banks, updates to behind-the-scenes infrastructure could be the key to cost savings and competitive advantage. Written by Bruce Hamilton,Equity Analyst,European Financials - Originally published at this link....
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a16z Podcast: Why Crypto Tokens Matter
September 28, 2017. We’ve already talked about why bitcoin matters. But as the set of cryptocurrencies — and networks and “tokens” enabled by the underlying blockchain — grow (Ethereum being one of the fastest-growing ones), where do we go from here? How do we tease apart...
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Credit is older than money (and fintech)
January 14, 2016. “Nothing can be so amusingly arrogant as a young man who has just discovered an old idea and thinks it is his own.” (Sidney J. Harris) And this is why I am so amused by the non-stop fintech chatter. Written by Gaurav...
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a16z Podcast: The Movement of Money
December 31, 2016. As companies expand out from the internet into the rest of the economy — the proverbial bits to atoms — “the business models are becoming more complicated, more interesting, more payment based”, observes Patrick Collison, CEO and co-founder of payments platform Stripe, which enables...
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How fintech startups are using big data to solve China’s huge credit gap
October 02, 2017. It was almost Angel Zhang’s 22nd birthday. She wanted to do something special, spend a little extra on herself. But instead of asking her parents for more money – they give her a US$300 monthly stipend – she used Huabei, a virtual...
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