Shival Gupta
Blockchains don’t scale. Not today, at least. But there’s hope
August 22, 2017. The first Bitcoin paper was first released in 2008. My excitement about the potential of blockchain technology has been building ever since. Decentralized digital currency, once just a far-fetched goal, is finally making inroads into the mainstream. While that’s exciting on...
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The Platformification of Banking
July 19,2016. For the 2016 Retail Banking Trends and Predictions article here on The Financial Brand, I contributed this prediction: “The most significant trend of 2016 will be the ‘platformification’ of banking, where both existing banks and startups begin a strategic shift towards becoming...
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Fundamental challenges with public blockchains
December 11, 2017. There’s no question that blockchain technology has enormous potential. Decentralized exchanges, prediction markets, and asset management platforms are just a few of the exciting applications being explored by blockchain developers. Exciting enough, in fact, to raise over billions in ICOs and...
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Of Suits, Hoodies, and Ripped Jeans- Transcending the “Expectation Chasm” in Banking
July 14, 2016. Banking is at an inflection point. Technology giants such as Google, Apple, Facebook, Amazon, and Alibaba (GAFAA) are redefining the customer experience and increasingly becoming serious about financial services. Written by Gaurav Sharma - Originally published at this link. The digitization of...
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Credit is Older than Money (& FinTech)
January 08, 2016. “Nothing can be so amusingly arrogant as a young man who has just discovered an old idea and thinks it is his own” — Sidney J. Harris.Credit is older than money. The money you see in your pocket is less than a...
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Bracing for seven critical changes as fintech matures
November 2016. The fintech sector is being shaped by shifting market conditions, new regulations, and changes in consumer demands and behaviors. For the past decade, fintech companies—technology firms that focus on financial products and services—have moved quickly, forcing incumbents to rethink their core...
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Facebook announces Libra cryptocurrency: All you need to know – TechCrunch
June 18, 2019. Facebook has finally revealed the details of its cryptocurrency, Libra, which will let you buy things or send money to people with nearly zero fees. You’ll pseudonymously buy or cash out your Libra online or at local exchange points like grocery...
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