Shival Gupta
Welcome to Bitcoin’s “Trough of Disillusionment”
February 2, 2018. The Gartner Group is widely credited with formulating the “Hype Cycle”, a trend curve that is said to model the adaptation of a new technology or paradigm. Simply put it looks like this: via: https://en.wikipedia.org/wiki/Hype_cycleIt certainly...
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Finding a Business Model for Challenger Banks
March 03, 2017. Challenger banks are a fascinating bunch. As varied as they are — Monzo, Atom, Tandem, Starling and other UK market newcomers — they have one thing in common: obsession with amazing customer experience, customer-centric propositions and fee transparency. Written by Tomáš Vyšný - Originally...
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Jamie Dimon Is Not Messing Around
May 21, 2018. Nowadays at JPMorgan Chase, a first-time wealth management customer can open an investment account in three minutes by mobile phone rather than waste the morning at a branch signing a ream of documents. At the corporate and investment bank,institutional investor clients...
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10 reasons fintech startups fail
November 11, 2016. More banks have been considering alliances to make fintech work for them. This involves picking and choosing among many fledgling players. Kelly Williams’ article that follows is a good guide to any bank considering such a relationship, because it gives a taste...
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The Top Fintech Trends Driving the Next Decade
September 5, 2017. Ten years ago, when Steve Jobs unveiled the first iPhone, few predicted that it could become the primary platform by which customers interact with their banks. New technologies are rapidly changing the way customers consume all of their products and services, and...
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The Pure Marketplace Lending Model is Dead, the Hybrid Takes its Place
September 26, 2016. In this controversial piece Jason Jones argues that the sustainable business model for our industry is the hybrid marketplace/balance sheet model.What is the best capital markets strategy for an online lending originator? Some companies argue that the balance sheet model...
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Money is a social construct and that’s why you should run a #bitcoin full-node
October 28, 2017. Bitcoin is a system with many strict rules but without any rulers. This is made possible because the rules are enforced by each and every user of the system. Changing the existing rules is nearly impossible, but new rules can be added...
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