May 20, 2019. The speed of technological change is exponential. What was yesterday’s hot ticket quickly becomes tomorrow’s old news. We are living in the midst of a huge surge of interest and research in Artificial Intelligence (AI). It seems like every week...
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March 20, 2017. PETALING JAYA: After years of improvement, the asset quality of Malaysian banks could see some deterioration with the banking system’s gross impaired-loan (GIL) ratio expected to touch 1.8% this year, although this figure is still favourable compared with their Asean...
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September 26, 2017. Debt collection is definitely not the sexiest segment in the financial services industry. To be honest, the experience just straight-forward sucks for everyone involved in this horrendous process — lenders and borrowers alike. Nonetheless, debt remains a constant in the lives of a...
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November 29, 2016. “You cannot see the picture if you’re in the frame.”This old Chinese saying aptly summarizes the state of Fintech as seen through a “western frame.” Having spent six months in the mystical land of Confucius, Dragons, Alibaba, Tencent, and Baidu...
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August 02, 2016. From the offices of Venture Capital firms to the financial services districts, you may not be able to escape the promising whispers of fintech startups. Take a structural shift to mobile, an ever decreasing cost of computing power, the availability of lots...
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February 08, 2017. The vicious and unforgiving nature of the credit cycle will weed out fintech companies that don’t embrace strategic inefficiency and appreciate the necessity of saying "no." The future of fintech is bright, almost blindingly so, but many of the entrepreneurs in...
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February 3, 2017. Curating the daily news yesterday, I was surprised to see an article published by Wharton Business School that irritated me. Wharton Business School is one of America’s Ivy League Universities up there with Yale and Harvard.  It should be publishing informed...
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