July 24, 2016. Network effects — where a product or service becomes more valuable to its users as more people use it — are one of the key ways software businesses maintain a better product and more defensible market position. This is especially true of messaging apps...
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September 09, 2017. I am an avid collector of #blockchain SWAG and in my collection, one of the best shirts is one from my friends at EOS. It says: decentralise everything. Unfortunately, IT DEPENDS. If you prefer, you can follow this tweetstorm — or bear with...
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Chris Skinner argues the case that banks are not actually dying, and fintech isn’t actually disrupting them. I was having a nice relaxing Sunday, when I was alerted to a tweetfest taking place between industry heavyweights Simon Taylor (an ex-banker) and Mariano Belinky (a...
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April 07, 2017. JAKARTA -- Indonesian banks are stepping up efforts to tackle bad loans amid a pickup in lending activity. But as the economy struggles to break free of years of weak commodity prices and slow growth, challenges remain. Written by WATARU SUZUKI, Nikkei...
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August 28, 2017. Amazon is disrupting banks, but not because they're stealing customers; because they're becoming more and more dependent on public clouds like Amazon Web ServicesAmazon may not want to displace banks that could be its best AWS customers. If anything, PayPal is more...
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June 28, 2017. Too many fintech investments are going to the interface of consumer products instead of actually fixing the financial systemConsumer fintech may be past its prime, but it may be too early for deep back-end technologies -- Series A is a good place...
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December 08, 2017. Try is looking to change how consumers finance online shopping.Try -- which is currently built into American Express, Mastercard and Visa payment networks -- benefits retailers by increasing the propensity to shop through reducing the upfront barrier costs to entry.Written...
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