January 9, 2017. Blockchain technology is quickly expanding beyond bitcoin. While many proponents of bitcoin see the blockchain as no more than competition for existing payment methods or gold, I believe blockchain technology is the harbinger of things the world has never before seen. Written...
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August 08, 2018.  The Lightning Network Reference Rate, Part 1 of 4  Bitcoin’s antifragile protocol and its exponentially increasing network effects make it a behemoth, gradually swallowing up global economic activity. The latest of these network effects is a second layer protocol called Lightning...
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When the first Model T drove out of the factory in 1908, it was pretty clear something big was happening. If you had asked someone then whether cars would replace horses for transportation by 2010, even without the benefit of hindsight the answer would be...
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May 18, 2016.  Distribution — well, profitable, scalable, and repeatable distribution — is key in selling financial products. LendingClub learned this lesson well: as distribution channels dried up for the firm’s consumer loans, the firm’s CEO created (and didn’t disclose) a fund that would...
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January 26, 2018. Fintech startups have better technology and ideas than banks, but they're also out to prove they're more transparent than the average bank in their products and their messagingCompanies like Amazon offering service bundles like Prime are showing the world that people are...
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https://www.youtube.com/embed/vR-uvPPdI_M...
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June 1, 2017. “The Deed of the Dying” Many ‘digital wallet” companies in Asia (ex. China) are finding it hard to demonstrate any meaningful value for the users. Wallet Players have experimented with various business models to monetize, but primary focus thus far has been...
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