Facebook announces Libra cryptocurrency: All you need to know – TechCrunch

June 18, 2019. Facebook has finally revealed the details of its cryptocurrency, Libra, which will let you buy things or send money to people with nearly zero fees. You’ll pseudonymously buy or cash out your Libra online or at local exchange points like grocery...
Read More

Welcome to Bitcoin’s “Trough of Disillusionment”

February 2, 2018.  The Gartner Group is widely credited with formulating the “Hype Cycle”, a trend curve that is said to model the adaptation of a new technology or paradigm. Simply put it looks like this: via: https://en.wikipedia.org/wiki/Hype_cycleIt certainly...
Read More

Finding a Business Model for Challenger Banks

March 03, 2017. Challenger banks are a fascinating bunch. As varied as they are — Monzo, Atom, Tandem, Starling and other UK market newcomers — they have one thing in common: obsession with amazing customer experience, customer-centric propositions and fee transparency. Written by Tomáš Vyšný - Originally...
Read More

Jamie Dimon Is Not Messing Around

May 21, 2018.  Nowadays at JPMorgan Chase, a first-time wealth management customer can open an investment account in three minutes by mobile phone rather than waste the morning at a branch signing a ream of documents. At the corporate and investment bank,institutional investor clients...
Read More

10 reasons fintech startups fail

November 11, 2016.  More banks have been considering alliances to make fintech work for them. This involves picking and choosing among many fledgling players. Kelly Williams’ article that follows is a good guide to any bank considering such a relationship, because it gives a taste...
Read More

The Top Fintech Trends Driving the Next Decade

September 5, 2017. Ten years ago, when Steve Jobs unveiled the first iPhone, few predicted that it could become the primary platform by which customers interact with their banks. New technologies are rapidly changing the way customers consume all of their products and services, and...
Read More

The Pure Marketplace Lending Model is Dead, the Hybrid Takes its Place

September 26, 2016. In this controversial piece Jason Jones argues that the sustainable business model for our industry is the hybrid marketplace/balance sheet model.What is the best capital markets strategy for an online lending originator? Some companies argue that the balance sheet model...
Read More