FinTech

November 19, 2019. This is part one of a two-part essay diving into the future of fintech. Read part two. Nearly 20 years ago, I decided I was going to spend my venture investing career focused on the intersection of financial services and technology, what...
Read More

November 21, 2019. It’s expensive to be poor. There are two banking systems in the world today: one for people with money (or good credit), and another for people without. But neither of these systems work well. People with money have gotten used to...
Read More

December 19, 2019. Abstract :While the trend for leveraging integrated payments software (FinTech 1.0) offered bank acquirers a new channel to disseminate payments, the current wave of FinTech (FinTech 2.0) consists of software companies integrating payments into their core offering. FinTech 2.0...
Read More

October 28, 2019. It’s expensive to participate in the mainstream financial system if you’re poor. Overdraft penalties and banking fees prevent billions of people from accessing the most basic financial tools like savings accounts and lines of credit. This has created the greatest...
Read More

November 19, 2019. This is part two of a two-part essay diving into the future of fintech. Read part one. In part one of this essay, I discussed how fintech was moving from being a business model unto itself, to being an ingredient used in...
Read More

April 11, 2018. What was it like in 1993/4 when the web was new? Turns out the reaction at the time from luminaries was not far from today’s reaction to innovation in Fintech. A story… This is a twitter thread from April 10,...
Read More

June 06, 2016. Our team has been actively investing in fintech for the past two years. In addition to reading pitches from hundreds of companies and meeting with dozens, half of our team has worked in the finance sector in previous careers. SparkLabs Global has...
Read More