FinTech
Paradigm Shifts
July 17, 2019. One of my investment principles is: Identify the paradigm you’re in, examine if and how it is unsustainable, and visualize how the paradigm shift will transpire when that which is unsustainable stops. Written by Ray Dalio - Originally published at this...
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Fintech in China: What Lies Ahead
July 12, 2019. The fintech revolution continues to gather momentum. According to an analysis by Accenture, global investment in fintech ventures more than doubled from $26.67 billion in 2017 to $55.33 billion in 2018. During the same period, the number of deals rose...
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The Platformification of Banking
July 19,2016. For the 2016 Retail Banking Trends and Predictions article here on The Financial Brand, I contributed this prediction: “The most significant trend of 2016 will be the ‘platformification’ of banking, where both existing banks and startups begin a strategic shift towards becoming...
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Of Suits, Hoodies, and Ripped Jeans- Transcending the “Expectation Chasm” in Banking
July 14, 2016. Banking is at an inflection point. Technology giants such as Google, Apple, Facebook, Amazon, and Alibaba (GAFAA) are redefining the customer experience and increasingly becoming serious about financial services. Written by Gaurav Sharma - Originally published at this link. The digitization of...
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Credit is Older than Money (& FinTech)
January 08, 2016. “Nothing can be so amusingly arrogant as a young man who has just discovered an old idea and thinks it is his own” — Sidney J. Harris.Credit is older than money. The money you see in your pocket is less than a...
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Bracing for seven critical changes as fintech matures
November 2016. The fintech sector is being shaped by shifting market conditions, new regulations, and changes in consumer demands and behaviors. For the past decade, fintech companies—technology firms that focus on financial products and services—have moved quickly, forcing incumbents to rethink their core...
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Finding a Business Model for Challenger Banks
March 03, 2017. Challenger banks are a fascinating bunch. As varied as they are — Monzo, Atom, Tandem, Starling and other UK market newcomers — they have one thing in common: obsession with amazing customer experience, customer-centric propositions and fee transparency. Written by Tomáš Vyšný - Originally...
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