FinTech

May 21, 2018.  Nowadays at JPMorgan Chase, a first-time wealth management customer can open an investment account in three minutes by mobile phone rather than waste the morning at a branch signing a ream of documents. At the corporate and investment bank,institutional investor clients...
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November 11, 2016.  More banks have been considering alliances to make fintech work for them. This involves picking and choosing among many fledgling players. Kelly Williams’ article that follows is a good guide to any bank considering such a relationship, because it gives a taste...
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September 5, 2017. Ten years ago, when Steve Jobs unveiled the first iPhone, few predicted that it could become the primary platform by which customers interact with their banks. New technologies are rapidly changing the way customers consume all of their products and services, and...
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September 26, 2016. In this controversial piece Jason Jones argues that the sustainable business model for our industry is the hybrid marketplace/balance sheet model.What is the best capital markets strategy for an online lending originator? Some companies argue that the balance sheet model...
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April 2013. Lenders can use big data to create meaningful value for their enterprise, better outcomes for borrowers, and significant social impact. Lending to lower-income households and small and informal enterprises is challenging. Many (though not all) of these customers have limited familiarity with formal...
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February 07, 2018. Major UK banks enter 2018 facing new regulations that make it easier for smaller rivals to lure away customers. Here’s how the big banks can fight back. The UK banking industry is once again producing healthy margins, with the Big 5...
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November 20, 2017. Should banks worry about Amazon's quiet moves into financial products, including Amazon Cash? Explore Bain’s latest Customer Loyalty in Banking insights. Amazon’s acquisition of Whole Foods is an audacious plunge into grocery in the US. More quietly, the company has...
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