FinTech
FinTech Startups Changing the Debt Collection Experience for Businesses & Consumers
September 26, 2017. Debt collection is definitely not the sexiest segment in the financial services industry. To be honest, the experience just straight-forward sucks for everyone involved in this horrendous process — lenders and borrowers alike. Nonetheless, debt remains a constant in the lives of a...
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“Why China is the FinTech Capital of the World?”— 50 Point Summary.
November 29, 2016. “You cannot see the picture if you’re in the frame.”This old Chinese saying aptly summarizes the state of Fintech as seen through a “western frame.” Having spent six months in the mystical land of Confucius, Dragons, Alibaba, Tencent, and Baidu...
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Looking beyond the hype at fintech in Southeast Asia – TechCrunch
August 02, 2016. From the offices of Venture Capital firms to the financial services districts, you may not be able to escape the promising whispers of fintech startups. Take a structural shift to mobile, an ever decreasing cost of computing power, the availability of lots...
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Lessons for Fintech From the History of Banking
February 08, 2017. The vicious and unforgiving nature of the credit cycle will weed out fintech companies that don’t embrace strategic inefficiency and appreciate the necessity of saying "no." The future of fintech is bright, almost blindingly so, but many of the entrepreneurs in...
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Banks are extinct … oh no, they’re not
February 3, 2017. Curating the daily news yesterday, I was surprised to see an article published by Wharton Business School that irritated me. Wharton Business School is one of America’s Ivy League Universities up there with Yale and Harvard. It should be publishing informed...
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The challenge of being a challenger bank
May 16, 2017. I recently met a start-up bank. They were depressed. Having submitted their third proposal for the bank, the regulator was still pushing back. This felt familiar. Having seen so many new start-up banks in Britain, I was familiar with the start-up process....
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Banks are falling behind when it comes to understanding — and using — data – Tearsheet
August 30, 2017. Banks and startups will soon start pushing the envelope of how they monetize data and create incentives for customers to generate moreEvolving data strategy isn't just about trust and the creepy factor, banks’ ability to access customer data is restricted because of...
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